Tiva Inc: - a USA Corp on a mission to start Tiva Microfinance Bank in Africa to digitize food purchases to eradicate hunger.
TIVA AS SEEN IN
NEWS
Our Solution
Tiva Microfinance Bank
Tiva Microfinance Bank powers A Mobile Wallet for Food purchases and when our users are short on cash, Tiva pays the vendor, so our users don't go hungry.
Available in shops
Use Tiva to pay for food at any street shop, marketplace, or restaurant.
Food security
As Tiva builds its food microfinance infrastructure across countries—offering families and individuals no-interest food loans—we address one of Africa’s most urgent food security needs: ensuring no one goes hungry, even for a day.
Deposits
Deposit your daily or monthly food budget directly into your Tiva account.
Our Traction, Financial Projections and Team
After years of iteration, pivots, and partnership-building, Tiva now has a waitlist of over 2.1 million users, growing at 300% month-over-month, as we prepare to launch pending microfinance licenses in Nigeria, DR Congo, and Tanzania.
Free Customer Acquisition channels
Pivots in
2024
Our Team
Three Years of Failing Forward Together
Tiva finances projections,
Traction, growth & Deployment
Tiva Microfinance Bank market size
01
TAM - $530B/Y
02
SAM - $118B/Y
03
SOM - ($7.B/y in Transaction resulting in $210M/y in revenues and we can achieve it by capturing only 8 million customers, by deploying our solution in one city only.
Growth to capture one city
Registered 1.1 million customers in just 6 days — with a total waiting list of 2.1 million and counting. This traction demonstrates our capacity to rapidly scale toward 8 million+ users.
VCs can request our deck and discover how Tiva Microfinance Bank is turning food access into scalable returns.
Our Pivots in 2024
Ou nearly death experience,
Failure & Pivots
In early 2024, we were focused on launching a health insurance product. Despite our efforts, traction remained low—900 users in January, 1,300 in February, and just 400 in March. For eight straight months, growth stalled.
Yet throughout this time, we kept hearing one thing from our community: a growing demand for food support. We ignored it at first, committed to the product we loved. But over time, we realized that while the need for health insurance is real, the market conditions made it nearly impossible to scale quickly.
In October 2024, we made the hard decision to pivot fully to Tiva Food, a no-interest food financing solution. Within weeks, the response was overwhelming:
October: 16,000 users
November: 400,000 users
December: 980,000 users
January 2025: 1 million users in just 6 days
What took us a year with health insurance happened in a week with food.
Team
3 years of failing together, living on noodles and sometime missing even it.
Jackson – CEO & Founder
Personal Experience Problem
Born in poverty, selling CDS in streets, started Inovexi.com, after 3yrs of work turned it into $23M worth company, had 1300 workers.
Yosa – developer
Personal Experience Problem
James – CFO
A hustler
David – Public Relation Director
Personal Experience Problem
Fredy – Asis. Director Tiva DR Congo
Personal Experience Problem
Mrema – Director Tiva Microfinances Bank Tanzania
Personal Experience Problem
Karl – Partnership Director
Personal Experience Problem
DR Francis – Director Tiva Nigeria
Personal Experience Problem
Dr. Makengo – Director Tiva Angola
Personal Experience Problem
The city of Dar es Salaam is the third as we grow but regulation work is undergoing.
Kinshasa represents a high-growth frontier where over 17 million people face daily food access challenges. By launching operations in this market, Tiva Microfinance Bank has the potential to facilitate over $7 billion annually in food-related purchases, deposits, and transactions—translating into an estimated $210 million in ARR within 6–12 months of launch.
The city of Lagos is the second choice if we will not start in the city of Kinshasa DR Congo
See the product live in Africa
Tiva is working with the central banks of these countries to secure a Microfinance central bank license, and we will launch our food services in one of the following cities.
Live TV on deploying Tiva in Africa
See how Tiva is implanting in Africa
Ricky Ponting
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What Our Partners Say
Tiva is a leading in cutting edge technology to enable anyone to send or buy health insurance in emerging market.